Following the devastating impact of Cyclone IDAI in 2019, we launched an intervention in Mozambique to strengthen women’s financial health in the face of climate change. In partnership with the National Institute for Social Action (INAS) and the World Bank, we designed a multichannel educational program focused on financial inclusion, economic autonomy, and reducing reliance on cash transfers.
We integrated our digital solution LISTA+ with IVR voice messages, radio dramas, peer-to-peer sessions in local languages, and community knowledge-sharing spaces. The entire process was designed from the local level, with a critical gender perspective and the active involvement of community authorities to ensure ownership and scalability.
The results showed that participating women tripled their income from self-employment, with a notable improvement in their financial self-efficacy and ability to save for productive purposes. The use of mobile wallets and formal banking services increased, while the proportion of people who spent their transfers immediately dropped from 50% to 33%. These improvements promoted sustainable behavior change and reinforced the foundation for greater economic and climate resilience within communities.